We reply fast
In office hours we try to WhatsApp you within 15 minutes.
Om Sai Ram · Loan help across India
Need a loan?
Four easy steps.
Choose the loan, see EMI, fill a short form, and talk on WhatsApp. Bank gives the final yes — not us.
A person will talk
The bot only answers simple questions. A real person handles your loan.
Only 4 details first
Loan, amount, city, income. Then we confirm your mobile. No long form.
Simple process
How it works — 4 easy steps
No long English. No hidden form. Follow these steps on your phone.
1
Choose your loan
Home, car, personal, business, property, or education. See papers needed on that page.
Go →2
Check EMI (optional)
See monthly EMI and whether it looks okay for your salary. This is only an estimate.
Go →3
Fill 4 simple details
Loan type, amount, city, and monthly income. Then confirm your mobile with OTP.
Go →4
Talk on WhatsApp
We get your details. A person from Om Sai Ram will message you. Bank gives the final yes or no.
Go →What we help with
Choose your loan
Personal Loan
Money for a clear need — wedding, medical, travel, or other expense.
See papers & next step →Business Loan
For shop, factory, or office — extra money to run the business.
See papers & next step →Loan Against Property
Take a bigger loan by keeping your house or shop as security.
See papers & next step →Want to talk now?
Ask about papers, EMI, or whether this loan is even possible for you.
Call / WhatsApp usWho we are
We sit with you. Bank does the loan.
Om Sai Ram is not a bank. We help you with papers and talk to banks / NBFCs. They decide the loan. Money also comes from them, not from us.
- 1. We do not say “instant approval”.
- 2. WhatsApp message already has your details.
- 3. Site works on a normal Android phone.
- 4. You can talk in Hindi on WhatsApp.
Real situations
How people use this
House in Pune
A salaried couple checked EMI first. Then they booked the flat visit.
Used car loan
They sent the dealer quotation on WhatsApp. Papers were already listed on the car page.
Shop needed money
Personal loan was too small. We told them loan against shop is a better match.
6
Types of loan
15 min
We try to reply
0
Fake “instant loan”
1
WhatsApp number
Call me back
Write your name. We open WhatsApp.
We will call in office hours. For a full check, use the 4-step form.
Meet by appointment — we will confirm on WhatsApp
+91 98765 43210
hello@omsairam.example
Common questions
Are you a bank?
No. We only help you apply. The bank or NBFC gives the loan.
Do I have to pay to enquire?
No. Website enquiry and first talk are free. If there is any fee later, we will write it first.
How fast will you reply?
In working hours we try to WhatsApp or call within 15 minutes after your mobile is verified.
Will you message me for other things?
We use your number only for this loan. If you want us to stop, mail us. See Privacy page.